Freedom...

To earn a high level income from home.

Freedom...

To earn a more secure residual retirement income.

Freedom...

To spend more quality time with family.

Are you ready for a freedom solution now?

Transform your life starting today. Own your time, your business, and your financial future. We've helped thousands of people to successfully re-claim control of their lives and enjoy total financial freedom! Watch the video or join our webcast to learn how you can take control of your financial future TODAY!

View Our Success Stories

Our Philosophy

Our mission is to help families and individuals develop more income. We're a group of dedicated entrepreneurs that are committed to helping people live extraordinary lives. Whether you're looking to make part-time, supplemental, full-time, or life changing income we can help you achieve your goals.

Our unique partnership with a 40 year old Inc. 500 US manufacturing company, makes this a strong and lucrative partnership. We're rapidly expanding locally, nationally and internationally. We offer personal 1-on-1 mentorship and coaching with your very own personal assigned mentor. Your mentor will not only help you out at the start up of your business, but throughout, to ensure your success. We have time-tested marketing systems that help you grow a successful business.

Our mentors have many years of experience helping people become successful. They themselves have built a successful business and look forward to partnering with you!

Need Options?

Are your Dreams Becoming a Reality, or Moving Farther Away?

Take a moment and recall what it feels like...

To put your dreams and goals on the back burner because of life's demands and responsibilities?
To tell yourself to be realistic and just accept that you'll really never be able to do the things you've always dreamed of?
To open your credit card statement and dread the growing balance?
To make a choice every month about the things you can't do and can't buy?
To find yourself constantly saying the words, "I can't afford that?"

The Solution is Waiting!

What WOULD it feel like...

To have NO car payments?
To have NO credit card bills?
To have NO mortgage payment?
To have a surplus of income, and the time and freedom to enjoy it?
To do the things you'd really like for and with your kids?
To know that you will have a comfortable, reliable retirement income?
To have the extra money to help those you love, and give to ministries and non-profits?

My Financial Freedom Solution

Get Started on YOUR Financial Freedom Solution Today!

Are you ready for a Solution To:

Stressful credit card debt?
Buying a home, or paying off your existing mortgage?
Living paycheck to paycheck?
Paying off student loans?
Saving for a comfortable retirement?
Additional income for your family?

What are some options?

Franchise? Too costly.
Open up your own business? Too risky.
Start a website? Too much competition.
Multi-Level Marketing? Most lose money.
Sales? Must constantly produce with nothing long-term to count on.

The Solution:

If you are looking to supplement your current income, embark on a new career, or create a consistent stream of reliable income, we have a proven solution that can work for you.

We have partnered with an Inc. 500, billion-dollar manufacturing company. Since 1985, it has been in the forefront of the one-trillion dollar Health, Wellness and Environmental Industry and Consumer Goods Industry. Our corporate partner has received numerous awards and recognition by the Better Business Bureau, Inc., along with USA Today, Inc. Magazine, the US Chamber of Commerce and other prestigious organizations, and has achieved over 30 years of consistent growth!

As a partner...

You don't have the burden most new ventures face, such as:

Employees
Inventory
Store front expense
Insurance
Equipment

Data Management
Administrative Support
Attorneys
Accounting
Product Sales and Order Fulfillment

What this is NOT

NOT Multi-Level Marketing.
NOT a Party Plan Sales Business Model.
NO Inventory or minimum investment for inventory.
NO Selling Products, Taking Orders or making deliveries.
NO Collecting Money or Burdensome Bookkeeping.
NO Financial Risk - we have a 100% Satisfaction Guarantee.

What this IS

A REAL, honest way to earn a solid, reliable income month after month, year after year.
A way to earn a high level income from home.
A business with immediate profitability.
Set your own hours-Part-time/Full-time
Earn income from home or anywhere in the world.
Work with a team of successful professionals who will personally teach you how to succeed.
Rewarding Compensations - Car allowance, Advancement and Leadership Bonuses, Profit Sharing and more.
No Risk, with a Money Back Trial.

We want to empower you to reach your goals!

Team with us and start working from home today to make your financial goals a reality. Contact us and learn what INC 500 Magazine, USA Today, CNN, the United States Chamber of Commerce, and the BBB have said about our award winning company.

What you can expect from us:

Simple step-by-step training and mentoring.
Proven, simple plan of action and success.
Your own personal website & more.
We are here to match your effort (especially as you get started) and support you as you create your own financial freedom!

About Me

Meet Maria & Frank:

After a successful corporate career came to an unexpected halt due to a major company layoff, Maria made a powerful decision—she chose to rewrite her own future.

Her first venture, a thriving jewelry party-plan business, ignited her entrepreneurial spirit. However, after experiencing the MLM world, Maria realized she was seeking something more sustainable.

In 1999, she found her true path—partnering with an Inc. 500, billion-dollar manufacturing company. This award-winning company has been recognized by the Better Business Bureau, Inc. Magazine, USA Today, and the U.S. Chamber of Commerce, boasting over 4 decades of growth and excellence. They are at the forefront of the trillion-dollar Health, Wellness, Environmental, and Consumer Goods industry.

Today, Maria uses this powerful partnership to mentor others in creating time and financial freedom—through a purpose-driven, wellness-centered business model that aligns with real life.

In a serendipitous turn of events, Maria met her husband, Frank, at a business conference. After retiring from the Military with 25 years of service, Frank partnered with Maria in working their business together full-time.

Maria and Frank are dedicated to helping individuals and families take control of their future and live life on their own terms. Their mission is to guide others toward achieving time and financial freedom, empowering them to create the life they truly desire. They are not just building a business—they are helping others build better lives.

FUN FACTS: Maria grew up in Ontario, Canada and Frank is from Boston, Massachusetts, USA. They are huge Boston Redsox fans that Frank chose to propose to Maria at a sold-out Baseball game! It happened during the 5th inning while everyone watched on the jumbotron. When Maria said yes, the audience cheered! They are passionate about traveling and try to visit a new country each year. Most importantly, they love to spend time with their families. They currently reside in Miami, Florida.

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Cell:
Cell: 7868587856

MOSCA@TimeAndFreedomTeam.com

	Cell: (781) 710-8998 Cell: 7868587856
	MOSCA@TimeAndFreedomTeam.com